HDFC Retirement Fund - Hybrid Equity Plan
SEBI ended the Solution Oriented category (retirement and children’s funds) on 26 Feb 2026: its schemes take no new investments and are to merge into schemes with a similar asset allocation and risk, with SEBI’s approval.
Retirement Fund
HDFC Mutual Fund
Open-ended. Launched on 25 Feb 2016. Lock-in: 5 years.
- NAV
- Data delayed
- AssetsAssets The market value of everything the scheme holds, less what it owes, as the fund house discloses it at each month-end.
- ₹1,530 cr
- 30 Sep 2026
- SIP fromSIP Systematic investment plan: a fixed sum put into the scheme at regular intervals, usually every month.
- ₹100
- a month
- BenchmarkBenchmark The market index the fund house names in the SID as the measure the scheme is compared against.
- NIFTY 50 Hybrid Composite Debt 65:35 Index
- as the SID names it
- Riskometer
- Very High
- read by Felix on 28 Oct 2026
The SID and KIM are the final reference for every fact on this page.
The fund house also offers a Direct plan of this scheme, whose expenses are lower to the extent of the distribution commission.
Assets: the fund house’s month-end disclosure of 30 Sep 2026. Minimums: fund house documents, as read by Felix on 28 Oct 2026. Benchmark: the SID.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
4 changes in the last 12 months: Chirag Setalvad became a fund manager, 1 Sep 2026; Gopal Agrawal became a fund manager, 1 Sep 2026; Anupam Joshi became a fund manager, 7 Mar 2026; SEBI ended the Solution Oriented category, 26 Feb 2026. See what changed
What it is
SEBI’s rule for a Retirement Fund: a solution-oriented scheme whose units are locked in for at least five years or until retirement age, whichever is earlier. Source: SEBI
What the SID allows it to holdSID Scheme information document: the scheme’s offer document, which sets out its objective, asset allocation, risks and expenses.
Source: the SID’s asset allocation, from fund house disclosures.
Riskometer
The risk of the scheme is Very High
As read by Felix on 28 Oct 2026. Fund houses review this level every month, and the fund house’s latest disclosure prevails: Riskometer disclosures, HDFC Mutual Fund
- Low
- Low to Moderate
- Moderate
- Moderately High
- High
- Very High
Benchmark: NIFTY 50 Hybrid Composite Debt 65:35 Index. Its riskometer is published monthly by the fund house: Riskometer disclosures, HDFC Mutual Fund
Source: fund houses’ disclosures.
Who runs it
Anupam Joshisince 7 Mar 2026
Fund manager, debt
Also manages HDFC Aggressive Hybrid Fund, HDFC Conservative Hybrid Fund, HDFC Corporate Bond Fund, HDFC CRISIL-IBX Financial Services 3-6 Months Debt Index Fund, HDFC CRISIL-IBX Financial Services 9-12 Months Debt Index Fund, HDFC Long Term Fund, HDFC Medium to Long Term Fund, HDFC Nifty G-Sec Apr 2029 Index Fund, HDFC Nifty G-sec Dec 2026 Index, HDFC Nifty G-Sec July 2031 Index, HDFC Nifty G-Sec Jun 2027 Index, HDFC NIFTY G-Sec Jun 2036 Index Fund, HDFC Nifty G-Sec Sep 2032 Index, HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund, HDFC Retirement Fund - Equity Plan, HDFC Retirement Fund - Hybrid Debt Plan, HDFC Ultra Short to Short Term Fund
Arun Agarwalsince 1 Apr 2025
Fund manager, arbitrage
Also manages HDFC Arbitrage Fund, HDFC Balanced Advantage Fund, HDFC BSE 500 Index Fund, HDFC BSE India Sector Leaders Index Fund, HDFC BSE REITS and Commercial Real Estate Index Fund, HDFC BSE Sensex Index Fund, HDFC Developed World Overseas Equity Passive FoF, HDFC Equity Savings Fund, HDFC Gold ETF Fund of Fund, HDFC Multi Asset Allocation Fund, HDFC NIFTY 100 Equal Weight Index Fund, HDFC NIFTY 100 Index Fund, HDFC NIFTY 50 Index Fund, HDFC Nifty Auto Index Fund, HDFC Nifty India Consumption Index Fund, HDFC Nifty India Digital Index Fund, HDFC Nifty LargeMidcap 250 Index Fund, HDFC Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70 30 Index Fund, HDFC Nifty Metal ETF FoF, HDFC NIFTY Midcap 150 Index Fund, HDFC NIFTY Next 50 Index Fund, HDFC NIFTY Realty Index Fund, HDFC Nifty Smallcap 250 Index Fund, HDFC Nifty Top 20 Equal Weight Index Fund, HDFC NIFTY100 Low Volatility 30 Index Fund, HDFC Nifty100 Quality 30 Index Fund, HDFC NIFTY200 Momentum 30 Index Fund, HDFC NIFTY50 Equal Weight Index Fund, HDFC Nifty500 Multicap 50:25:25 Index Fund, HDFC Retirement Fund - Equity Plan, HDFC Retirement Fund - Hybrid Debt Plan, HDFC Silver ETF FoF
Chirag Setalvadsince 1 Sep 2026
Fund manager, equity
Also manages HDFC Children's Fund, HDFC Mid Cap Fund, HDFC Retirement Fund - Equity Plan, HDFC Retirement Fund - Hybrid Debt Plan, HDFC Small Cap Fund
Gopal Agrawalsince 1 Sep 2026
Fund manager, foreign securities
Also manages HDFC Balanced Advantage Fund, HDFC Dividend Yield Fund, HDFC Large & Mid Cap Fund, HDFC Retirement Fund - Equity Plan, HDFC Retirement Fund - Hybrid Debt Plan
Nandita Menezessince 1 Apr 2025
Fund manager, arbitrage
Also manages HDFC Arbitrage Fund, HDFC Balanced Advantage Fund, HDFC BSE 500 Index Fund, HDFC BSE India Sector Leaders Index Fund, HDFC BSE REITS and Commercial Real Estate Index Fund, HDFC BSE Sensex Index Fund, HDFC Developed World Overseas Equity Passive FoF, HDFC Equity Savings Fund, HDFC Gold ETF Fund of Fund, HDFC Gold Silver Passive FoF, HDFC Multi Asset Allocation Fund, HDFC NIFTY 100 Equal Weight Index Fund, HDFC NIFTY 100 Index Fund, HDFC NIFTY 50 Index Fund, HDFC Nifty Auto Index Fund, HDFC Nifty India Consumption Index Fund, HDFC Nifty India Digital Index Fund, HDFC Nifty LargeMidcap 250 Index Fund, HDFC Nifty LargeMidcap250 Plus 8-13 Yr G-Sec 70 30 Index Fund, HDFC Nifty Metal ETF FoF, HDFC NIFTY Midcap 150 Index Fund, HDFC NIFTY Next 50 Index Fund, HDFC NIFTY Realty Index Fund, HDFC Nifty Smallcap 250 Index Fund, HDFC Nifty Top 20 Equal Weight Index Fund, HDFC NIFTY100 Low Volatility 30 Index Fund, HDFC Nifty100 Quality 30 Index Fund, HDFC NIFTY200 Momentum 30 Index Fund, HDFC NIFTY50 Equal Weight Index Fund, HDFC Nifty500 Multicap 50:25:25 Index Fund, HDFC Retirement Fund - Equity Plan, HDFC Retirement Fund - Hybrid Debt Plan, HDFC Silver ETF FoF
Bars on one scale, from the scheme’s launch. Other schemes A to Z. Source: fund house disclosures, as of 28 Oct 2026.
Codes and identity
from the SID and AMFI- Fund house
- HDFC Mutual Fund
- SEBI category
- Retirement Fund
- Plan and option
- Regular plan – Growth
- Structure
- Open-ended, closed to new investment
- Launched
- 25 Feb 2016
- AMFI code, Growth
- 136463
- ISIN, Growth
- INF179KB1MI4
- Registrar
- CAMS
- Lock-in
- 5 years
- Fund house website
- hdfcfund.com ↗
HDFC Mutual Fund
HDFC Mutual Fund runs 87 schemes in their Regular plan: 22 equity, 15 debt, 6 hybrid, 31 index funds and ETFs, 13 other.
24 fund managers, in their current schemes for 3 years 1 month on average.
9 schemes launched in the last 12 months.
- All 87 schemes
- hdfcfund.com
- Registrar: CAMS
Source: fund houses’ disclosures, as of 28 Oct 2026.
Buying and selling
- Purchase
- Closed to new purchases
- SIP from
- ₹100, as the KIM states it
- Entry load
- Nil, since 1 Aug 2009
- Stamp duty
- 0.005% of the amount invested, since 1 Jul 2020
- Applicable NAV
- That business day’s, when the application and the money reach the fund house by the 3 pm cut-off; after it, the next business day’s
- Redemption money
- Within 3 working days of the redemption request
Sources: the scheme’s KIM for the minimums; SEBI for the entry load, cut-off and redemption timeline; Ministry of Finance for stamp duty.
The category: Retirement Fund
All 29 schemesSchemes 8 to 17 of 29, A to Z; this scheme is marked.Schemes 11 to 15 of 29, A to Z; this scheme is marked.
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| Bandhan Retirement FundTakes no new investments | CRISIL Hybrid 50+50 Moderate Index | 174 | 100 | 2023 |
| Baroda BNP Paribas Retirement FundTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 387 | 250 | 2024 |
| Franklin India Retirement FundTakes no new investments | CRISIL Short Term Debt Hybrid 60+40 Index | 479 | Not reported | 1997 |
| HDFC Retirement Fund - Equity PlanTakes no new investments | NIFTY 500 Total Return Index | 6,645 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Debt PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 143 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Equity PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 65:35 Index | 1,530 | 100 | 2016 |
| ICICI Prudential Retirement Fund - Hybrid Aggressive PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 1,268 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Hybrid Conservative PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 95 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Pure Debt PlanTakes no new investments | NIFTY Composite Debt Index | 79 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Pure Equity PlanTakes no new investments | NIFTY 500 Total Return Index | 2,106 | 100 | 2019 |
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| HDFC Retirement Fund - Equity PlanTakes no new investments | NIFTY 500 Total Return Index | 6,645 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Debt PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 143 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Equity PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 65:35 Index | 1,530 | 100 | 2016 |
| ICICI Prudential Retirement Fund - Hybrid Aggressive PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 1,268 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Hybrid Conservative PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 95 | 100 | 2019 |
Show all 29 schemes
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| Aditya Birla Sun Life Retirement Fund - The 30s PlanTakes no new investments | NIFTY 500 Total Return Index | 465 | 500 | 2019 |
| Aditya Birla Sun Life Retirement Fund - The 40s PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 110 | 500 | 2019 |
| Aditya Birla Sun Life Retirement Fund - The 50s PlanTakes no new investments | CRISIL Short Term Debt Hybrid 75+25 Index | 27 | 500 | 2019 |
| Aditya Birla Sun Life Retirement Fund - The 50s Plus - Debt PlanTakes no new investments | CRISIL Short-Term Bond Index | 14 | 500 | 2019 |
| Axis Retirement Fund - Aggressive PlanTakes no new investments | CRISIL Hybrid 25+75 Aggressive Index | 666 | 1,000 | 2019 |
| Axis Retirement Fund - Conservative PlanTakes no new investments | CRISIL Hybrid 75+25 Conservative Index | 45 | 1,000 | 2019 |
| Axis Retirement Fund - Dynamic PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 269 | 1,000 | 2019 |
| Bandhan Retirement FundTakes no new investments | CRISIL Hybrid 50+50 Moderate Index | 174 | 100 | 2023 |
| Baroda BNP Paribas Retirement FundTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 387 | 250 | 2024 |
| Franklin India Retirement FundTakes no new investments | CRISIL Short Term Debt Hybrid 60+40 Index | 479 | Not reported | 1997 |
| HDFC Retirement Fund - Equity PlanTakes no new investments | NIFTY 500 Total Return Index | 6,645 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Debt PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 143 | 100 | 2016 |
| HDFC Retirement Fund - Hybrid Equity PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 65:35 Index | 1,530 | 100 | 2016 |
| ICICI Prudential Retirement Fund - Hybrid Aggressive PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 1,268 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Hybrid Conservative PlanTakes no new investments | NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index | 95 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Pure Debt PlanTakes no new investments | NIFTY Composite Debt Index | 79 | 100 | 2019 |
| ICICI Prudential Retirement Fund - Pure Equity PlanTakes no new investments | NIFTY 500 Total Return Index | 2,106 | 100 | 2019 |
| Nippon India Retirement Fund - Income Generation SchemeTakes no new investments | CRISIL Hybrid 85+15 Conservative Index | 138 | 500 | 2015 |
| Nippon India Retirement Fund - Wealth Creation SchemeTakes no new investments | BSE 500 Total Return Index | 2,939 | 500 | 2015 |
| PGIM India Retirement FundTakes no new investments | BSE 500 Total Return Index | 104 | 1,000 | 2024 |
| SBI Retirement Benefit Fund - Aggressive Hybrid PlanTakes no new investments | CRISIL Hybrid 35+65 Aggressive Index | 1,587 | 500 | 2021 |
| SBI Retirement Benefit Fund - Aggressive PlanTakes no new investments | BSE 500 Total Return Index | 3,066 | 500 | 2021 |
| SBI Retirement Benefit Fund - Conservative Hybrid PlanTakes no new investments | CRISIL Hybrid 65+35 Conservative Index | 248 | 500 | 2021 |
| SBI Retirement Benefit Fund - Conservative PlanTakes no new investments | CRISIL Hybrid 85+15 Conservative Index | 138 | 500 | 2021 |
| Tata Retirement Savings ConservativeTakes no new investments | CRISIL Short Term Debt Hybrid 75+25 Index | 165 | 500 | 2011 |
| Tata Retirement Savings ModerateTakes no new investments | CRISIL Hybrid 25+75 Aggressive Index | 2,115 | 150 | 2011 |
| Tata Retirement Savings ProgressiveTakes no new investments | NIFTY 500 Total Return Index | 2,104 | 150 | 2011 |
| Union Retirement FundTakes no new investments | BSE 500 Total Return Index | 207 | 500 | 2022 |
| UTI Retirement FundTakes no new investments | CRISIL Short Term Debt Hybrid 60+40 Index | 4,578 | Not reported | 1994 |
Regular plan – Growth for every scheme. Source: fund houses’ disclosures; assets at month-end 30 Sep 2026; SIP minimums as read by Felix on 28 Oct 2026; benchmarks as each SID names them.
What changed
- 1 Sep 2026Chirag Setalvad became a fund manager
- 1 Sep 2026Gopal Agrawal became a fund manager
- 7 Mar 2026Anupam Joshi became a fund manager
- 26 Feb 2026SEBI ended the Solution Oriented category
- 1 Apr 2025Arun Agarwal became a fund manager
- 1 Apr 2025Nandita Menezes became a fund manager
- 25 Feb 2016Launched
- 19 Feb 2016NFO closed
- 5 Feb 2016NFO opened
Source: fund house disclosures and SEBI.
Documents
KIM Key information memorandum: the short summary of the SID that comes with every application form.HDFC Mutual Fund publishes the scheme’s documents on its website:
- Scheme information document (SID)
- Key information memorandum (KIM)
- Monthly factsheet
- Monthly portfolio disclosure
Felix links to the fund house’s own copies and never copies them.
Questions about this fund
Who manages it, and since when?
Arun Agarwal, since 1 Apr 2025 (Fund manager, arbitrage); Nandita Menezes, since 1 Apr 2025 (Fund manager, arbitrage); Anupam Joshi, since 7 Mar 2026 (Fund manager, debt); Chirag Setalvad, since 1 Sep 2026 (Fund manager, equity); Gopal Agrawal, since 1 Sep 2026 (Fund manager, foreign securities). Source: HDFC Mutual Fund’s disclosures.
What is the minimum SIP?
₹100 a month, as of 28 Oct 2026, from the fund house’s documents.
What is its benchmark?
NIFTY 50 Hybrid Composite Debt 65:35 Index, as the SID names it. Felix shows the benchmark by name only.
When was it launched, and what was it called before?
It was launched on 25 Feb 2016.
How do I invest in it?
SEBI ended the Solution Oriented category (retirement and children’s funds) on 26 Feb 2026: its schemes take no new investments and are to merge into schemes with a similar asset allocation and risk, with SEBI’s approval.
What does “Regular plan – Growth” mean?
The Regular plan is the one bought through a distributor; its expenses include the distributor’s commission. In the Growth option, gains stay in the NAV and nothing is paid out.
Where are its documents?
On HDFC Mutual Fund’s website: the scheme information document (SID), the key information memorandum (KIM) and the monthly factsheet.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Data on this page
| Block | Source | For |
|---|---|---|
| Assets | Fund houses’ disclosures, at month-end | 30 Sep 2026 |
| Minimums | Fund house documents, as read by Felix | 28 Oct 2026 |
| Riskometer | Fund houses’ disclosures, as read by Felix | 28 Oct 2026 |
| Asset allocation | The SID, from fund house disclosures | 28 Oct 2026 |
| Fund managers | Fund house disclosures | 28 Oct 2026 |
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The SID and KIM are the final reference for every fact on this page.