Aditya Birla Sun Life Credit Risk Fund
Other options
The page shows the Growth option. The Regular plan’s other options have their own codes.
| Option | AMFI code | ISIN |
|---|---|---|
| Growth (this page) | 134383 | INF209KA1K47 |
| IDCW | 134386 | INF209KA1K62, INF209KA1K54 |
Credit Risk Fund
Aditya Birla Sun Life Mutual Fund
Open-ended. Launched on 17 Apr 2015.
- NAV
- Data delayed
- AssetsAssets The market value of everything the scheme holds, less what it owes, as the fund house discloses it at each month-end.
- ₹1,657 cr
- 30 Sep 2026
- SIP fromSIP Systematic investment plan: a fixed sum put into the scheme at regular intervals, usually every month.
- ₹100
- a month
- BenchmarkBenchmark The market index the fund house names in the SID as the measure the scheme is compared against.
- CRISIL Credit Risk Debt B-II Index
- as the SID names it
- Riskometer
- Moderately High
- read by Felix on 28 Oct 2026
The SID and KIM are the final reference for every fact on this page.
The fund house also offers a Direct plan of this scheme, whose expenses are lower to the extent of the distribution commission.
Assets: the fund house’s month-end disclosure of 30 Sep 2026. Minimums: fund house documents, as read by Felix on 28 Oct 2026. Benchmark: the SID.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
What it is
SEBI’s rule for a Credit Risk Fund: at least 65% in corporate bonds rated AA or lower, AA+ excluded. Source: SEBI
What the SID allows it to holdSID Scheme information document: the scheme’s offer document, which sets out its objective, asset allocation, risks and expenses.
Source: the SID’s asset allocation, from fund house disclosures.
Potential risk class (PRC)
PRC Potential risk class: the most interest-rate risk and credit risk a debt scheme may take, on SEBI’s three-by-three grid, as its SID states it.as the SID states it| Interest-rate risk | Credit risk relatively low (A) | Moderate (B) | Relatively high (C) |
|---|---|---|---|
| Relatively low (I) | |||
| Moderate (II) | |||
| Relatively high (III) | C-III |
Riskometer
The risk of the scheme is Moderately High
As read by Felix on 28 Oct 2026. Fund houses review this level every month, and the fund house’s latest disclosure prevails: Riskometer disclosures, Aditya Birla Sun Life Mutual Fund
- Low
- Low to Moderate
- Moderate
- Moderately High
- High
- Very High
Benchmark: CRISIL Credit Risk Debt B-II Index. Its riskometer is published monthly by the fund house: Riskometer disclosures, Aditya Birla Sun Life Mutual Fund
Source: fund houses’ disclosures.
Who runs it
Mohit Sharmasince 6 Aug 2020
Fund manager
Also manages Aditya Birla Sun Life Arbitrage Fund, Aditya Birla Sun Life Balanced Advantage Fund, Aditya Birla Sun Life Conservative Hybrid Fund, Aditya Birla Sun Life CRISIL IBX 50:50 Gilt Plus SDL Apr 2028 Index Fund, Aditya Birla Sun Life CRISIL IBX 60:40 SDL+AAA PSU-Apr 2027 Index Fund, Aditya Birla Sun Life CRISIL IBX SDL Jun 2032 Index Fund, Aditya Birla Sun Life CRISIL-IBX Financial Services 9-12 Months Debt Index Fund, Aditya Birla Sun Life Dynamic Term Fund, Aditya Birla Sun Life Medium Term Fund, Aditya Birla Sun Life Money Market Fund, Aditya Birla Sun Life Retirement Fund - The 40s Plan, Aditya Birla Sun Life Retirement Fund - The 50s Plan, Aditya Birla Sun Life Short Term Fund, Aditya Birla Sun Life Ultra Short to Short Term Fund
Sunaina da Cunhasince 1 Apr 2017
Fund manager
Also manages Aditya Birla Sun Life Liquid Fund, Aditya Birla Sun Life Medium Term Fund, Aditya Birla Sun Life Ultra Short Term Fund
Bars on one scale, from the scheme’s launch. Other schemes A to Z. Source: fund house disclosures, as of 28 Oct 2026.
Codes and identity
from the SID and AMFI- Fund house
- Aditya Birla Sun Life Mutual Fund
- SEBI category
- Credit Risk Fund
- Plan and option
- Regular plan – Growth
- Structure
- Open-ended
- Launched
- 17 Apr 2015
- AMFI code, Growth
- 134383
- ISIN, Growth
- INF209KA1K47
- IDCW INF209KA1K62, INF209KA1K54
- Registrar
- CAMS
- Fund house website
- mutualfund.adityabirlacapital.com ↗
ISINs of the IDCW options
Aditya Birla Sun Life Mutual Fund
Aditya Birla Sun Life Mutual Fund runs 87 schemes in their Regular plan: 25 equity, 16 debt, 6 hybrid, 22 index funds and ETFs, 18 other.
27 fund managers, in their current schemes for 3 years 11 months on average.
2 schemes launched in the last 12 months.
Source: fund houses’ disclosures, as of 28 Oct 2026.
Buying and selling
- SIP from
- ₹100, as the KIM states it
- Entry load
- Nil, since 1 Aug 2009
- Stamp duty
- 0.005% of the amount invested, since 1 Jul 2020
- Applicable NAV
- That business day’s, when the application and the money reach the fund house by the 3 pm cut-off; after it, the next business day’s
- Redemption money
- Within 3 working days of the redemption request
Sources: the scheme’s KIM for the minimums; SEBI for the entry load, cut-off and redemption timeline; Ministry of Finance for stamp duty.
The category: Credit Risk Fund
All 13 schemesSchemes 1 to 10 of 13, A to Z; this scheme is marked.Schemes 1 to 5 of 13, A to Z; this scheme is marked.
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 1,657 | 100 | 2015 |
| Axis Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 378 | 1,000 | 2014 |
| Bandhan Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 221 | 100 | 2017 |
| Bank of India Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 74 | 1,000 | 2015 |
| DSP Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 326 | 100 | 2003 |
| HDFC Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 7,631 | 100 | 2014 |
| HSBC Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 441 | 1,000 | 2009 |
| ICICI Prudential Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 6,320 | 100 | 2010 |
| Invesco India Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 167 | 1,000 | 2014 |
| Kotak Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 769 | 100 | 2010 |
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 1,657 | 100 | 2015 |
| Axis Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 378 | 1,000 | 2014 |
| Bandhan Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 221 | 100 | 2017 |
| Bank of India Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 74 | 1,000 | 2015 |
| DSP Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 326 | 100 | 2003 |
Show all 13 schemes
| Scheme | Benchmark | Assets, ₹ cr (30 Sep 2026) | SIP from, ₹ | Launched |
|---|---|---|---|---|
| Aditya Birla Sun Life Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 1,657 | 100 | 2015 |
| Axis Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 378 | 1,000 | 2014 |
| Bandhan Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 221 | 100 | 2017 |
| Bank of India Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 74 | 1,000 | 2015 |
| DSP Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 326 | 100 | 2003 |
| HDFC Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 7,631 | 100 | 2014 |
| HSBC Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 441 | 1,000 | 2009 |
| ICICI Prudential Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 6,320 | 100 | 2010 |
| Invesco India Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 167 | 1,000 | 2014 |
| Kotak Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 769 | 100 | 2010 |
| Nippon India Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 1,708 | 100 | 2005 |
| SBI Credit Risk Fund | NIFTY Credit Risk Bond Index B-II | 2,182 | 500 | Not reported |
| UTI Credit Risk Fund | CRISIL Credit Risk Debt B-II Index | 241 | 500 | 2012 |
Regular plan – Growth for every scheme. Source: fund houses’ disclosures; assets at month-end 30 Sep 2026; SIP minimums as read by Felix on 28 Oct 2026; benchmarks as each SID names them.
What changed
- 6 Aug 2020Mohit Sharma became a fund manager
- 1 Apr 2017Sunaina da Cunha became a fund manager
- 17 Apr 2015Launched
- 13 Apr 2015NFO closed
- 30 Mar 2015NFO opened
Source: fund house disclosures and SEBI.
Documents
KIM Key information memorandum: the short summary of the SID that comes with every application form.Aditya Birla Sun Life Mutual Fund publishes the scheme’s documents on its website:
- Scheme information document (SID)
- Key information memorandum (KIM)
- Monthly factsheet
- Monthly portfolio disclosure
Felix links to the fund house’s own copies and never copies them.
Questions about this fund
Who manages it, and since when?
Sunaina da Cunha, since 1 Apr 2017 (Fund manager); Mohit Sharma, since 6 Aug 2020 (Fund manager). Source: Aditya Birla Sun Life Mutual Fund’s disclosures.
What is the minimum SIP?
₹100 a month, as of 28 Oct 2026, from the fund house’s documents.
What is its benchmark?
CRISIL Credit Risk Debt B-II Index, as the SID names it. Felix shows the benchmark by name only.
When was it launched, and what was it called before?
It was launched on 17 Apr 2015.
How do I invest in it?
Read the SID and KIM on Aditya Birla Sun Life Mutual Fund’s website first. A mutual fund distributor can place your application in this scheme’s Regular plan. Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission.
What does “Regular plan – Growth” mean?
The Regular plan is the one bought through a distributor; its expenses include the distributor’s commission. In the Growth option, gains stay in the NAV and nothing is paid out.
Where are its documents?
On Aditya Birla Sun Life Mutual Fund’s website: the scheme information document (SID), the key information memorandum (KIM) and the monthly factsheet.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
Data on this page
| Block | Source | For |
|---|---|---|
| Assets | Fund houses’ disclosures, at month-end | 30 Sep 2026 |
| Minimums | Fund house documents, as read by Felix | 28 Oct 2026 |
| Riskometer | Fund houses’ disclosures, as read by Felix | 28 Oct 2026 |
| Asset allocation | The SID, from fund house disclosures | 28 Oct 2026 |
| Fund managers | Fund house disclosures | 28 Oct 2026 |
Something wrong or out of date? Report an error
When you are ready, invest with a person.
The SID and KIM are the final reference for every fact on this page.