UTI Conservative Hybrid Fund

Regular plan – Growth

Other options

The page shows the Growth option. The Regular plan’s other options have their own codes.

Option	AMFI code	ISIN
Growth (this page)	102535	INF789F01893
IDCW	102533	INF789F01927
IDCW	102534	INF789F01885, INF789F01877
IDCW	102536	INF789F01919, INF789F01901

Conservative Hybrid Fund UTI Mutual Fund

Open-ended. Launched on 16 Dec 2003.

NAVNAV Net asset value: the value of one unit of the scheme, which the fund house works out at the end of each business day.: Data delayed
AssetsAssets The market value of everything the scheme holds, less what it owes, as the fund house discloses it at each month-end.: ₹1,602 cr; 30 Sep 2026
SIP fromSIP Systematic investment plan: a fixed sum put into the scheme at regular intervals, usually every month.: ₹500; a month
BenchmarkBenchmark The market index the fund house names in the SID as the measure the scheme is compared against.: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index; as the SID names it
Riskometer: Moderately High; read by Felix on 28 Oct 2026

Read SID/KIM on AMC site

The SID and KIM are the final reference for every fact on this page.

Find a mutual fund distributor

Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission

The fund house also offers a Direct plan of this scheme, whose expenses are lower to the extent of the distribution commission.

Assets: the fund house’s month-end disclosure of 30 Sep 2026. Minimums: fund house documents, as read by Felix on 28 Oct 2026. Benchmark: the SID.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

What it is

SEBI’s rule for a Conservative Hybrid Fund: 10% to 25% in shares and 75% to 90% in debt. Source: SEBI

What the SID allows it to holdSID Scheme information document: the scheme’s offer document, which sets out its objective, asset allocation, risks and expenses.

Equityallowed 10% to 25%

Debtallowed 75% to 90%

Money marketallowed 75% to 90%

Source: the SID’s asset allocation, from fund house disclosures.

Riskometer

The risk of the scheme is Moderately High

As read by Felix on 28 Oct 2026. Fund houses review this level every month, and the fund house’s latest disclosure prevails: Riskometer disclosures, UTI Mutual Fund

Low
Low to Moderate
Moderate
Moderately High
High
Very High

Benchmark: NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index. Its riskometer is published monthly by the fund house: Riskometer disclosures, UTI Mutual Fund

Source: fund houses’ disclosures.

Who runs it

Amit Kumar Premchandanisince 8 Jan 2022
Fund manager, equity
4 years 9 months
Also manages UTI Dividend Yield Fund, UTI ELSS Tax Saver Fund, UTI Value Fund
Jaydeep Bhowalsince 17 Apr 2023
Fund manager
3 years 6 months
Also manages UTI 10 year Constant Maturity Gilt Fund, UTI Aggressive Hybrid Fund, UTI CRISIL SDL Maturity April 2033 Index Fund, UTI CRISIL SDL Maturity June 2027 Index Fund, UTI Multi Asset Allocation Fund, UTI Nifty SDL Plus AAA PSU Bond Apr 2028 75:25 Index Fund, UTI Overnight Fund

Bars on one scale, from the scheme’s launch. Other schemes A to Z. Source: fund house disclosures, as of 28 Oct 2026.

Codes and identity

from the SID and AMFI

Fund house: UTI Mutual Fund
SEBI category: Conservative Hybrid Fund
Plan and option: Regular plan – Growth
Structure: Open-ended
Launched: 16 Dec 2003
AMFI code, Growth: 102535
ISIN, Growth: INF789F01893
Registrar: KFin Tech
Fund house website: utimf.com ↗

UTI Mutual Fund

UTI Mutual Fund runs 68 schemes in their Regular plan: 18 equity, 16 debt, 7 hybrid, 22 index funds and ETFs, 5 other.

20 fund managers, in their current schemes for 2 years 9 months on average.

4 schemes launched in the last 12 months.

Source: fund houses’ disclosures, as of 28 Oct 2026.

Buying and selling

SIP from: ₹500, as the KIM states it
Entry load: Nil, since 1 Aug 2009
Stamp duty: 0.005% of the amount invested, since 1 Jul 2020
Applicable NAV: That business day’s, when the application and the money reach the fund house by the 3 pm cut-off; after it, the next business day’s
Redemption money: Within 3 working days of the redemption request

Sources: the scheme’s KIM for the minimums; SEBI for the entry load, cut-off and redemption timeline; Ministry of Finance for stamp duty.

The category: Conservative Hybrid Fund

All 18 schemes

18 schemes in their Regular plan, from 18 fund houses.

Schemes 9 to 18 of 18, A to Z; this scheme is marked.Schemes 14 to 18 of 18, A to Z; this scheme is marked.

Schemes in this category, A to Z
Scheme	Benchmark	Assets, ₹ cr (30 Sep 2026)	SIP from, ₹	Launched
HDFC Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	3,108	100	2003
HSBC Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	152	1,000	2004
ICICI Prudential Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	3,270	100	2004
Kotak Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	2,733	100	2003
LIC MF Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	46	200	1998
Nippon India Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	977	100	2003
Parag Parikh Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	3,454	1,000	2021
SBI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	10,107	500	2001
Sundaram Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	18	250	2010
UTI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	1,602	500	2003

Schemes in this category, A to Z
Scheme	Benchmark	Assets, ₹ cr (30 Sep 2026)	SIP from, ₹	Launched
Nippon India Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	977	100	2003
Parag Parikh Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	3,454	1,000	2021
SBI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	10,107	500	2001
Sundaram Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	18	250	2010
UTI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	1,602	500	2003

Show all 18 schemes

Schemes in this category, A to Z
Scheme	Benchmark	Assets, ₹ cr (30 Sep 2026)	SIP from, ₹	Launched
Aditya Birla Sun Life Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	1,467	100	2004
Axis Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	217	100	2010
Bandhan Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	86	100	2010
Bank of India Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	66	1,000	2009
Baroda BNP Paribas Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	949	250	2004
Canara Robeco Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	811	1,000	2002
DSP Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	175	100	2004
Franklin India Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	208	500	2000
HDFC Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	3,108	100	2003
HSBC Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	152	1,000	2004
ICICI Prudential Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	3,270	100	2004
Kotak Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	2,733	100	2003
LIC MF Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	46	200	1998
Nippon India Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	977	100	2003
Parag Parikh Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	3,454	1,000	2021
SBI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	10,107	500	2001
Sundaram Conservative Hybrid Fund	CRISIL Hybrid 85+15 Conservative Index	18	250	2010
UTI Conservative Hybrid Fund	NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index	1,602	500	2003

Regular plan – Growth for every scheme. Source: fund houses’ disclosures; assets at month-end 30 Sep 2026; SIP minimums as read by Felix on 28 Oct 2026; benchmarks as each SID names them.

What changed

17 Apr 2023Jaydeep Bhowal became a fund manager
8 Jan 2022Amit Kumar Premchandani became a fund manager
1 Jan 2004Re-opened for everyday purchases
16 Dec 2003Launched
16 Dec 2003NFO closed
1 Dec 2003NFO opened

Source: fund house disclosures and SEBI.

Documents

KIM Key information memorandum: the short summary of the SID that comes with every application form.

UTI Mutual Fund publishes the scheme’s documents on its website:

Scheme information document (SID)
Key information memorandum (KIM)
Monthly factsheet
Monthly portfolio disclosure

Read SID/KIM on AMC site

Felix links to the fund house’s own copies and never copies them.

Questions about this fund

Who manages it, and since when?

Amit Kumar Premchandani, since 8 Jan 2022 (Fund manager, equity); Jaydeep Bhowal, since 17 Apr 2023 (Fund manager). Source: UTI Mutual Fund’s disclosures.

What is the minimum SIP?

₹500 a month, as of 28 Oct 2026, from the fund house’s documents.

What is its benchmark?

NIFTY 50 Hybrid Composite Debt 15:85 Conservative Index, as the SID names it. Felix shows the benchmark by name only.

When was it launched, and what was it called before?

It was launched on 16 Dec 2003.

How do I invest in it?

Read the SID and KIM on UTI Mutual Fund’s website first. A mutual fund distributor can place your application in this scheme’s Regular plan. Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission.

What does “Regular plan – Growth” mean?

The Regular plan is the one bought through a distributor; its expenses include the distributor’s commission. In the Growth option, gains stay in the NAV and nothing is paid out.

Where are its documents?

On UTI Mutual Fund’s website: the scheme information document (SID), the key information memorandum (KIM) and the monthly factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Data on this page

Block	Source	For
Assets	Fund houses’ disclosures, at month-end	30 Sep 2026
Minimums	Fund house documents, as read by Felix	28 Oct 2026
Riskometer	Fund houses’ disclosures, as read by Felix	28 Oct 2026
Asset allocation	The SID, from fund house disclosures	28 Oct 2026
Fund managers	Fund house disclosures	28 Oct 2026

Something wrong or out of date? Report an error

When you are ready, invest with a person.

Read SID/KIM on AMC site

The SID and KIM are the final reference for every fact on this page.

Find a mutual fund distributor

Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission