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Bank of India Overnight Fund

Regular plan – Growth
Other options

The page shows the Growth option. The Regular plan’s other options have their own codes.

OptionAMFI codeISIN
Growth (this page)147936INF761K01EZ6
IDCW147949INF761K01FC2, INF761K01FD0
IDCW147953INF761K01FA6

Overnight FundBank of India Mutual Fund

Open-ended. Launched on 28 Jan 2020.

NAVNAV Net asset value: the value of one unit of the scheme, which the fund house works out at the end of each business day.
Data delayed
AssetsAssets The market value of everything the scheme holds, less what it owes, as the fund house discloses it at each month-end.
₹88.25 cr
30 Sep 2026
BenchmarkBenchmark The market index the fund house names in the SID as the measure the scheme is compared against.
CRISIL Liquid Overnight Index
as the SID names it
Riskometer
Low
read by Felix on 28 Oct 2026
Read SID/KIM on AMC site

The SID and KIM are the final reference for every fact on this page.

Find a mutual fund distributor

Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission

The fund house also offers a Direct plan of this scheme, whose expenses are lower to the extent of the distribution commission.

Assets: the fund house’s month-end disclosure of 30 Sep 2026. Benchmark: the SID.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

What it is

SEBI’s rule for an Overnight Fund: securities that mature in one day. Source: SEBI

What the SID allows it to holdSID Scheme information document: the scheme’s offer document, which sets out its objective, asset allocation, risks and expenses.

Debtallowed 0% to 100%
Money marketallowed 0% to 100%

Source: the SID’s asset allocation, from fund house disclosures.

Potential risk class (PRC)

PRC Potential risk class: the most interest-rate risk and credit risk a debt scheme may take, on SEBI’s three-by-three grid, as its SID states it.as the SID states it
The most risk the scheme may take: interest-rate risk in rows, credit risk in columns. This scheme: A-I.
Interest-rate riskCredit risk relatively low (A)Moderate (B)Relatively high (C)
Relatively low (I)A-I
Moderate (II)
Relatively high (III)

Riskometer

LowLow toModerateModerateModeratelyHighHighVery HighRiskometer

The risk of the scheme is Low

As read by Felix on 28 Oct 2026. Fund houses review this level every month, and the fund house’s latest disclosure prevails: Riskometer disclosures, Bank of India Mutual Fund

  • Low
  • Low to Moderate
  • Moderate
  • Moderately High
  • High
  • Very High

Benchmark: CRISIL Liquid Overnight Index. Its riskometer is published monthly by the fund house: Riskometer disclosures, Bank of India Mutual Fund

Source: fund houses’ disclosures.

Who runs it

Bars on one scale, from the scheme’s launch. Other schemes A to Z. Source: fund house disclosures, as of 28 Oct 2026.

Codes and identity

from the SID and AMFI
Fund house
Bank of India Mutual Fund
SEBI category
Overnight Fund
Plan and option
Regular plan – Growth
Structure
Open-ended
Launched
28 Jan 2020
AMFI code, Growth
147936
ISIN, Growth
INF761K01EZ6
ISINs of the IDCW options
  • IDCW INF761K01FC2, INF761K01FD0
  • IDCW INF761K01FA6
Registrar
KFin Tech
Fund house website
boimf.in ↗

Bank of India Mutual Fund

Bank of India Mutual Fund runs 23 schemes in their Regular plan: 12 equity, 6 debt, 5 hybrid.

5 fund managers, in their current schemes for 4 years 1 month on average.

2 schemes launched in the last 12 months.

Source: fund houses’ disclosures, as of 28 Oct 2026.

Buying and selling

Entry load
Nil, since 1 Aug 2009
Stamp duty
0.005% of the amount invested, since 1 Jul 2020
Applicable NAV
The previous day’s, when the application and the money reach the fund house by the 1:30 pm cut-off on a business day
Redemption money
Within 3 working days of the redemption request

Sources: SEBI for the entry load, cut-off and redemption timeline; Ministry of Finance for stamp duty.

The category: Overnight Fund

All 39 schemes

39 schemes in their Regular plan, from 39 fund houses.

Schemes 1 to 10 of 39, A to Z; this scheme is marked.Schemes 4 to 8 of 39, A to Z; this scheme is marked.

Schemes in this category, A to Z
SchemeBenchmarkAssets, ₹ cr (30 Sep 2026)SIP from, ₹Launched
360 ONE Overnight FundNIFTY 1D Rate Index358Not reported2025
Aditya Birla Sun Life Overnight FundCRISIL Liquid Overnight Index11,387Not reported2018
Axis Overnight FundNIFTY 1D Rate Index10,855Not reported2019
Bajaj Finserv Overnight FundCRISIL Liquid Overnight Index7921,0002023
Bandhan Overnight FundNIFTY 1D Rate Index1,2131002019
Bank of India Overnight FundCRISIL Liquid Overnight Index88Not reported2020
Baroda BNP Paribas Overnight FundCRISIL Liquid Overnight Index6575002019
Canara Robeco Overnight FundCRISIL Liquid Overnight Index623Not reported2019
Choice Overnight FundCRISIL Liquid Overnight Index100Not reported2026
DSP Overnight FundCRISIL Liquid Overnight Index3,1941002019
Schemes in this category, A to Z
SchemeBenchmarkAssets, ₹ cr (30 Sep 2026)SIP from, ₹Launched
Bajaj Finserv Overnight FundCRISIL Liquid Overnight Index7921,0002023
Bandhan Overnight FundNIFTY 1D Rate Index1,2131002019
Bank of India Overnight FundCRISIL Liquid Overnight Index88Not reported2020
Baroda BNP Paribas Overnight FundCRISIL Liquid Overnight Index6575002019
Canara Robeco Overnight FundCRISIL Liquid Overnight Index623Not reported2019
Show all 39 schemes
Schemes in this category, A to Z
SchemeBenchmarkAssets, ₹ cr (30 Sep 2026)SIP from, ₹Launched
360 ONE Overnight FundNIFTY 1D Rate Index358Not reported2025
Aditya Birla Sun Life Overnight FundCRISIL Liquid Overnight Index11,387Not reported2018
Axis Overnight FundNIFTY 1D Rate Index10,855Not reported2019
Bajaj Finserv Overnight FundCRISIL Liquid Overnight Index7921,0002023
Bandhan Overnight FundNIFTY 1D Rate Index1,2131002019
Bank of India Overnight FundCRISIL Liquid Overnight Index88Not reported2020
Baroda BNP Paribas Overnight FundCRISIL Liquid Overnight Index6575002019
Canara Robeco Overnight FundCRISIL Liquid Overnight Index623Not reported2019
Choice Overnight FundCRISIL Liquid Overnight Index100Not reported2026
DSP Overnight FundCRISIL Liquid Overnight Index3,1941002019
Edelweiss Overnight FundCRISIL Liquid Overnight Index1681002019
Franklin India Overnight FundNIFTY 1D Rate Index8745002019
Groww Overnight FundCRISIL Liquid Overnight Index635002019
HDFC Overnight FundCRISIL Liquid Overnight Index10,3421002002
Helios Overnight FundCRISIL Liquid Overnight Index297Not reported2023
HSBC Overnight FundNIFTY 1D Rate Index4,8051,0002019
ICICI Prudential Overnight FundCRISIL Liquid Overnight Index12,2805002018
Invesco India Overnight FundNIFTY 1D Rate Index4851002020
ITI Overnight FundCRISIL Liquid Overnight Index125002019
JioBlackRock Overnight FundNIFTY 1D Rate Index870Not reported2026
JM Overnight FundCRISIL Liquid Overnight Index831002019
Kotak Overnight FundNIFTY 1D Rate Index7,935Not reported2019
Lakshya Overnight FundCRISIL Liquid Overnight Index26Not reported2026
LIC MF Overnight FundNIFTY 1D Rate Index1,2182002019
Mahindra Manulife Overnight FundCRISIL Liquid Overnight Index73Not reported2019
Mirae Asset Overnight FundNIFTY 1D Rate Index1,527992019
Monarch Overnight FundCRISIL Liquid Overnight Index71Not reported2026
Nippon India Overnight FundCRISIL Liquid Overnight Index6,7911002018
NJ Overnight FundNIFTY 1D Rate Index3981002022
PGIM India Overnight FundNIFTY 1D Rate Index961,0002019
Quant Overnight FundCRISIL Liquid Overnight Index541,0002022
Samco Overnight FundCRISIL Liquid Overnight Index322502022
SBI Overnight FundCRISIL Liquid Overnight Index25,5532,0002002
Shriram Overnight FundCRISIL Liquid Overnight Index411,0002022
Sundaram Overnight FundNIFTY 1D Rate Index1,9271002019
Tata Overnight FundCRISIL Liquid Overnight Index5,5565002019
TRUSTMF Overnight FundCRISIL Liquid Overnight Index741,0002022
Union Overnight FundCRISIL Liquid Overnight Index6575002019
UTI Overnight FundCRISIL Liquid Overnight Index8,999500Not reported

Regular plan – Growth for every scheme. Source: fund houses’ disclosures; assets at month-end 30 Sep 2026; SIP minimums as read by Felix on 28 Oct 2026; benchmarks as each SID names them.

What changed

  1. 17 Aug 2021Mithraem Bharucha became a fund manager
  2. 29 Jan 2020Re-opened for everyday purchases
  3. 28 Jan 2020Launched
  4. 28 Jan 2020NFO closed
  5. 27 Jan 2020NFO opened

Source: fund house disclosures and SEBI.

Documents

KIM Key information memorandum: the short summary of the SID that comes with every application form.

Bank of India Mutual Fund publishes the scheme’s documents on its website:

  • Scheme information document (SID)
  • Key information memorandum (KIM)
  • Monthly factsheet
  • Monthly portfolio disclosure

Read SID/KIM on AMC site

Felix links to the fund house’s own copies and never copies them.

Questions about this fund

Who manages it, and since when?

Mithraem Bharucha, since 17 Aug 2021 (Fund manager). Source: Bank of India Mutual Fund’s disclosures.

What is its benchmark?

CRISIL Liquid Overnight Index, as the SID names it. Felix shows the benchmark by name only.

When was it launched, and what was it called before?

It was launched on 28 Jan 2020.

How do I invest in it?

Read the SID and KIM on Bank of India Mutual Fund’s website first. A mutual fund distributor can place your application in this scheme’s Regular plan. Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission.

What does “Regular plan – Growth” mean?

The Regular plan is the one bought through a distributor; its expenses include the distributor’s commission. In the Growth option, gains stay in the NAV and nothing is paid out.

Where are its documents?

On Bank of India Mutual Fund’s website: the scheme information document (SID), the key information memorandum (KIM) and the monthly factsheet.

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

Data on this page

BlockSourceFor
AssetsFund houses’ disclosures, at month-end30 Sep 2026
RiskometerFund houses’ disclosures, as read by Felix28 Oct 2026
Asset allocationThe SID, from fund house disclosures28 Oct 2026
Fund managersFund house disclosures28 Oct 2026

Something wrong or out of date? Report an error

When you are ready, invest with a person.

Read SID/KIM on AMC site

The SID and KIM are the final reference for every fact on this page.

Find a mutual fund distributor

Investments made through a mutual fund distributor are in the Regular plan, which includes distributor commission